:root {
  --ink: #071918;
  --muted: #667875;
  --line: #dbe8e5;
  --soft: #f2faf8;
  --soft-blue: #eef8ff;
  --green: #087258;
  --green-dark: #045642;
  --coral: #ff553e;
  --coral-dark: #e24430;
  --white: #ffffff;
  --shadow: 0 30px 80px rgba(7, 25, 24, 0.15);
  --shadow-soft: 0 16px 38px rgba(7, 25, 24, 0.085);
  --radius: 8px;
  --max: 1376px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: 82px; }
body {
  margin: 0;
  color: var(--ink);
  background: var(--white);
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", Arial, sans-serif;
  letter-spacing: 0;
  overflow-x: hidden;
}
body.nav-open,
body.policy-open { overflow: hidden; }
a { color: inherit; text-decoration: none; }
img { display: block; max-width: 100%; }
button, input { font: inherit; }

section[id],
#request {
  scroll-margin-top: 82px;
}

.reveal-ready .reveal-item {
  opacity: 1;
  transform: none;
}
.reveal-ready .reveal-item.is-visible {
  animation: revealUp .55s ease both;
}
.reveal-ready .reveal-item:nth-child(2n).is-visible { animation-delay: .04s; }
.reveal-ready .reveal-item:nth-child(3n).is-visible { animation-delay: .08s; }

@keyframes revealUp {
  from { opacity: 0; transform: translateY(18px); }
  to { opacity: 1; transform: translateY(0); }
}

.topbar {
  position: sticky;
  top: 0;
  z-index: 50;
  display: grid;
  grid-template-columns: 1fr auto 1fr;
  align-items: center;
  width: min(var(--max), calc(100% - 96px));
  height: 66px;
  margin: 0 auto;
  background: rgba(255,255,255,.96);
  backdrop-filter: blur(18px);
}
.brand { display: inline-flex; align-items: center; gap: 12px; font-size: 24px; font-weight: 900; }
.brand-icon {
  position: relative;
  display: grid;
  place-items: center;
  width: 44px;
  height: 44px;
  color: #fff;
  background: linear-gradient(145deg, var(--green), #0a8a6a);
  border: 0;
  border-radius: 0;
  clip-path: polygon(50% 0, 90% 22%, 90% 76%, 50% 100%, 10% 76%, 10% 22%);
  box-shadow: 0 10px 22px rgba(8,114,88,.18);
}
.brand-icon::after {
  content: "";
  position: absolute;
  inset: 5px;
  clip-path: inherit;
  border: 1px solid rgba(255,255,255,.72);
}
.brand-icon svg { position: relative; z-index: 1; width: 26px; height: 26px; fill: none; stroke: currentColor; stroke-width: 2; stroke-linecap: round; stroke-linejoin: round; }
.nav { display: flex; gap: 48px; align-items: center; justify-content: center; font-size: 14px; font-weight: 700; }
.nav a:hover, .phone:hover { color: var(--green); }
.phone { display: grid; justify-items: end; gap: 2px; color: var(--ink); font-size: 22px; font-weight: 850; line-height: 1; }
.phone small { color: var(--muted); font-size: 13px; font-weight: 600; }
.menu-button { display: none; width: 40px; height: 40px; border: 1px solid var(--line); border-radius: var(--radius); background: #fff; }
.menu-button span { display: block; width: 18px; height: 2px; margin: 4px auto; background: var(--ink); border-radius: 999px; }

.hero-shell {
  position: relative;
  display: grid;
  grid-template-columns: 520px minmax(0, 520px) 360px;
  align-items: start;
  width: min(var(--max), calc(100% - 96px));
  min-height: 520px;
  margin: 0 auto;
  border-top: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
}
.hero-copy { z-index: 2; padding: 48px 0 26px; }
.hero-copy h1 { width: max-content; max-width: 760px; margin: 0; font-size: clamp(52px, 3.85vw, 64px); line-height: .96; font-weight: 900; }
.hero-copy h1 span { display: block; white-space: nowrap; }
.hero-copy h1 .dynamic-bank, .hero-copy h1 strong, .hero-copy h1 .accent-line { color: var(--green); }
.hero-copy p { max-width: 468px; margin: 16px 0 0; color: #314844; font-size: 16px; line-height: 1.45; }
.mobile-hero-cta.button { display: none; }
.free-note {
  position: relative;
  display: grid;
  grid-template-columns: 28px 1fr;
  gap: 3px 10px;
  max-width: 468px;
  margin-top: 14px;
  padding: 12px 14px;
  background: #edf9f3;
  border: 1px solid #ccecdf;
  border-radius: var(--radius);
  box-shadow: 0 12px 26px rgba(8,114,88,.08);
}
.free-note::before {
  content: "";
  grid-row: span 2;
  width: 28px;
  height: 28px;
  border-radius: 50%;
  background: var(--green);
  box-shadow: inset 0 0 0 6px #d8f1e7;
}
.free-note strong { color: var(--green-dark); font-size: 13px; line-height: 1.15; }
.free-note span { color: #48615d; font-size: 11.5px; line-height: 1.3; }
.hero-list { display: grid; grid-template-columns: repeat(4,minmax(0,1fr)); gap: 0; max-width: 520px; margin: 22px 0 0; padding: 14px 0 0; list-style: none; border-top: 1px solid var(--line); }
.hero-list li {
  display: grid;
  grid-template-columns: 30px 1fr;
  gap: 3px 8px;
  align-content: start;
  min-height: 74px;
  padding: 0 13px;
  background: transparent;
  border-right: 1px solid var(--line);
  box-shadow: none;
}
.hero-list li:first-child { padding-left: 0; }
.hero-list li:last-child { padding-right: 0; border-right: 0; }
.hero-list li > span { display: grid; grid-row: span 2; place-items: center; width: 30px; height: 30px; color: var(--green); background: #e7f6ef; border: 1px solid #ccecdf; border-radius: 50%; font-size: 13px; font-weight: 900; }
.hero-list li > span svg { width: 18px; height: 18px; fill: none; stroke: currentColor; stroke-width: 1.9; stroke-linecap: round; stroke-linejoin: round; }
.hero-list strong { font-size: 11.5px; line-height: 1.15; }
.hero-list small { color: var(--muted); font-size: 9.8px; line-height: 1.25; }
.hero-media { position: relative; height: 520px; margin: 0 -48px 0 -18px; overflow: hidden; }
.hero-media img { width: 100%; height: 100%; object-fit: cover; object-position: 58% center; }
.hero-media::before { content: ""; position: absolute; inset: 0; background: linear-gradient(90deg, #fff 0%, rgba(255,255,255,.76) 16%, rgba(255,255,255,.18) 43%, rgba(255,255,255,0) 66%); }
.hero-media::after { content: ""; position: absolute; inset: 0; background: linear-gradient(180deg, rgba(255,255,255,0) 69%, rgba(255,255,255,.94) 100%); pointer-events: none; }
.hero-policy-note {
  position: absolute;
  right: 28px;
  bottom: 26px;
  z-index: 2;
  display: grid;
  gap: 3px;
  width: 206px;
  padding: 12px 14px;
  color: var(--ink);
  background: rgba(255,255,255,.92);
  border: 1px solid rgba(219,232,229,.9);
  border-radius: var(--radius);
  box-shadow: 0 18px 44px rgba(7,25,24,.12);
}
.hero-policy-note strong { font-size: 13px; line-height: 1.15; }
.hero-policy-note span { color: var(--muted); font-size: 11px; line-height: 1.25; }
.lead-card {
  z-index: 3;
  margin-top: 30px;
  padding: 26px 26px 22px;
  background: linear-gradient(180deg, #fff 0%, #fbfefd 100%);
  border: 1px solid rgba(219,232,229,.9);
  border-radius: var(--radius);
  box-shadow: 0 34px 90px rgba(7,25,24,.16), 0 0 0 8px rgba(255,255,255,.62);
}
.lead-card h2 { margin: 0; font-size: 29px; line-height: 1.06; }
.lead-card p { margin: 7px 0 0; color: var(--muted); font-size: 12px; line-height: 1.35; }
.lead-form .required-note {
  margin: 8px 0 0;
  color: var(--green-dark);
  font-size: 11px;
  line-height: 1.25;
  font-weight: 850;
}
.lead-form { display: grid; gap: 9px; margin-top: 15px; }
.lead-form label { position: relative; display: grid; gap: 6px; }
.lead-form label span { position: absolute; width: 1px; height: 1px; margin: -1px; padding: 0; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; border: 0; }
.lead-form label::before {
  content: "";
  position: absolute;
  left: 13px;
  top: 50%;
  z-index: 1;
  width: 16px;
  height: 16px;
  transform: translateY(-50%);
  opacity: .78;
  background-color: var(--green);
  -webkit-mask: var(--field-icon) center / contain no-repeat;
  mask: var(--field-icon) center / contain no-repeat;
}
.lead-form label:nth-of-type(1),
.lead-form label:nth-of-type(2) { --field-icon: url("data:image/svg+xml,%3Csvg viewBox='0 0 24 24' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M12 12a4 4 0 1 0 0-8 4 4 0 0 0 0 8Zm-7 8a7 7 0 0 1 14 0' fill='none' stroke='black' stroke-width='2' stroke-linecap='round'/%3E%3C/svg%3E"); }
.lead-form label:nth-of-type(3) { --field-icon: url("data:image/svg+xml,%3Csvg viewBox='0 0 24 24' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M7 3v4M17 3v4M4 9h16M6 5h12a2 2 0 0 1 2 2v12a2 2 0 0 1-2 2H6a2 2 0 0 1-2-2V7a2 2 0 0 1 2-2Z' fill='none' stroke='black' stroke-width='2' stroke-linecap='round'/%3E%3C/svg%3E"); }
.lead-form label:nth-of-type(4) { --field-icon: url("data:image/svg+xml,%3Csvg viewBox='0 0 24 24' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M12 21s7-5.2 7-11a7 7 0 1 0-14 0c0 5.8 7 11 7 11Zm0-8a3 3 0 1 0 0-6 3 3 0 0 0 0 6Z' fill='none' stroke='black' stroke-width='2'/%3E%3C/svg%3E"); }
.lead-form label:nth-of-type(5) { --field-icon: url("data:image/svg+xml,%3Csvg viewBox='0 0 24 24' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M22 16.9v3a2 2 0 0 1-2.2 2 19.7 19.7 0 0 1-8.6-3.1 19.4 19.4 0 0 1-6-6A19.7 19.7 0 0 1 2.1 4.2 2 2 0 0 1 4.1 2h3a2 2 0 0 1 2 1.7c.1.9.3 1.8.7 2.6a2 2 0 0 1-.4 2.1L8.1 9.7a16 16 0 0 0 6.2 6.2l1.3-1.3a2 2 0 0 1 2.1-.4c.8.3 1.7.6 2.6.7a2 2 0 0 1 1.7 2Z' fill='none' stroke='black' stroke-width='2' stroke-linecap='round'/%3E%3C/svg%3E"); }
.lead-form input { width: 100%; height: 42px; padding: 0 13px 0 40px; border: 1px solid #c8dbd6; border-radius: 6px; outline: 0; color: var(--ink); background: #fff; font-size: 13px; font-weight: 650; }
.lead-form input:focus { border-color: var(--green); box-shadow: 0 0 0 4px rgba(8,114,88,.12); }
.lead-form input.is-invalid { border-color: var(--coral); background: #fff7f5; }
.field-suggestions {
  position: absolute;
  top: calc(100% + 4px);
  right: 0;
  left: 0;
  z-index: 90;
  display: grid;
  gap: 2px;
  max-height: 196px;
  padding: 6px;
  overflow-y: auto;
  background: #fff;
  border: 1px solid #c8dbd6;
  border-radius: 7px;
  box-shadow: 0 18px 42px rgba(7,25,24,.16);
}
.field-suggestions[hidden] { display: none; }
.field-suggestions button {
  min-height: 34px;
  padding: 0 10px;
  color: var(--ink);
  background: transparent;
  border: 0;
  border-radius: 5px;
  cursor: pointer;
  text-align: left;
  font-size: 13px;
  font-weight: 750;
}
.field-suggestions button:hover,
.field-suggestions button:focus {
  color: var(--green-dark);
  background: #edf9f3;
  outline: 0;
}
.button { display: inline-flex; align-items: center; justify-content: center; min-height: 44px; padding: 0 18px; border: 0; border-radius: 7px; cursor: pointer; font-weight: 850; font-size: 14px; }
.button-primary { color: #fff; background: var(--coral); box-shadow: 0 12px 24px rgba(255,85,62,.24); }
.button-primary:hover { background: var(--coral-dark); }
.button-green { color: #fff; background: var(--green); box-shadow: 0 12px 24px rgba(8,114,88,.2); }
.button-green:hover { background: var(--green-dark); }
.privacy, .form-status { margin: 0; color: var(--muted); font-size: 10px; line-height: 1.2; }
.privacy button {
  display: inline;
  padding: 0;
  border: 0;
  background: transparent;
  color: var(--green);
  cursor: pointer;
  font: inherit;
  font-weight: 800;
  line-height: inherit;
  text-align: left;
  text-decoration: underline;
  text-underline-offset: 2px;
}
.privacy button:hover,
.privacy button:focus-visible {
  color: var(--green-dark);
  outline: 0;
}
.form-status { color: var(--green-dark); font-weight: 800; }
.form-status:empty { display: none; }
.form-status.error { color: var(--coral-dark); }

.policy-modal[hidden] { display: none; }
.policy-modal {
  position: fixed;
  inset: 0;
  z-index: 100;
  display: grid;
  place-items: center;
  padding: 24px;
}
.policy-modal__backdrop {
  position: absolute;
  inset: 0;
  background: rgba(7,25,24,.58);
  backdrop-filter: blur(10px);
}
.policy-modal__dialog {
  position: relative;
  z-index: 1;
  width: min(760px, 100%);
  max-height: min(82vh, 760px);
  overflow: hidden;
  background: #fff;
  border: 1px solid rgba(219,232,229,.9);
  border-radius: var(--radius);
  box-shadow: 0 34px 90px rgba(7,25,24,.28);
}
.policy-modal__content {
  max-height: inherit;
  padding: 28px 32px;
  overflow-y: auto;
}
.policy-modal__close {
  position: absolute;
  top: 14px;
  right: 14px;
  z-index: 2;
  display: grid;
  place-items: center;
  width: 38px;
  height: 38px;
  border: 1px solid var(--line);
  border-radius: 50%;
  background: #fff;
  color: var(--ink);
  cursor: pointer;
  box-shadow: 0 10px 24px rgba(7,25,24,.08);
}
.policy-modal__close:hover,
.policy-modal__close:focus-visible {
  color: var(--green);
  border-color: #adddce;
  outline: 0;
}
.policy-modal__close svg {
  width: 20px;
  height: 20px;
  fill: none;
  stroke: currentColor;
  stroke-width: 2;
  stroke-linecap: round;
}
.policy-modal h2 {
  max-width: calc(100% - 52px);
  margin: 0;
  color: var(--ink);
  font-size: 32px;
  line-height: 1.08;
}
.policy-modal__lead {
  margin: 12px 0 20px;
  color: #314844;
  font-size: 15px;
  line-height: 1.5;
}
.policy-modal h3 {
  margin: 20px 0 0;
  color: var(--green-dark);
  font-size: 16px;
  line-height: 1.22;
}
.policy-modal p {
  margin: 9px 0 0;
  color: var(--muted);
  font-size: 13px;
  line-height: 1.55;
}

.proof-ribbon {
  display: grid;
  grid-template-columns: repeat(4,minmax(0,1fr));
  gap: 0;
  width: min(var(--max), calc(100% - 96px));
  margin: 0 auto;
  border-bottom: 1px solid var(--line);
}
.proof-ribbon article {
  display: grid;
  grid-template-columns: 42px 1fr;
  gap: 4px 14px;
  align-items: center;
  min-height: 76px;
  padding: 13px 24px;
  border-right: 1px solid var(--line);
}
.proof-ribbon article:first-child { padding-left: 0; }
.proof-ribbon article:last-child { border-right: 0; padding-right: 0; }
.proof-ribbon span {
  grid-row: span 2;
  display: grid;
  place-items: center;
  width: 34px;
  height: 34px;
  color: var(--green);
  border: 1px solid #9fd7c7;
  border-radius: 50%;
  background: #f4fbf8;
  font-size: 12px;
  font-weight: 900;
}
.proof-ribbon strong { font-size: 13px; line-height: 1.12; }
.proof-ribbon small { color: var(--muted); font-size: 11px; line-height: 1.3; }

.query-nav {
  display: flex;
  gap: 8px;
  width: min(var(--max), calc(100% - 96px));
  margin: 0 auto;
  padding: 14px 0;
  overflow-x: auto;
  scrollbar-width: none;
  border-bottom: 1px solid var(--line);
}
.query-nav::-webkit-scrollbar { display: none; }
.query-nav a {
  flex: 0 0 auto;
  min-height: 36px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 0 14px;
  color: #2d4742;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 999px;
  box-shadow: 0 8px 18px rgba(7,25,24,.045);
  font-size: 12px;
  font-weight: 850;
}
.query-nav a:hover {
  color: var(--green-dark);
  border-color: #adddce;
  background: #f1faf6;
}

.bank-strip {
  position: relative;
  display: grid;
  grid-template-columns: 238px 40px minmax(0,1fr) 40px;
  align-items: center;
  gap: 12px;
  width: 100%;
  padding: 18px max(48px, calc((100vw - var(--max)) / 2)) 20px;
  background: linear-gradient(180deg, #fff 0%, #f7fcfa 100%);
  border-top: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
}
.bank-strip-copy h2 { margin: 0; font-size: 22px; line-height: 1.08; }
.bank-strip-copy p { margin: 7px 0 0; color: var(--muted); font-size: 12px; line-height: 1.35; }
.carousel-button {
  display: grid;
  place-items: center;
  width: 38px;
  height: 38px;
  border: 1px solid var(--line);
  border-radius: 50%;
  background: #fff;
  color: var(--ink);
  cursor: pointer;
  box-shadow: 0 10px 24px rgba(7,25,24,.06);
}
.carousel-button svg { width: 20px; height: 20px; fill: none; stroke: currentColor; stroke-width: 2; stroke-linecap: round; stroke-linejoin: round; }
.carousel-button:hover { color: var(--green); border-color: #a9d9ce; }
.bank-carousel {
  display: flex;
  gap: 10px;
  overflow-x: auto;
  scroll-snap-type: x mandatory;
  scroll-behavior: smooth;
  scrollbar-width: none;
  padding: 5px 3px;
  mask-image: linear-gradient(90deg, transparent 0, #000 18px, #000 calc(100% - 18px), transparent 100%);
}
.bank-carousel::-webkit-scrollbar { display: none; }
.brand-tile {
  display: grid;
  grid-template-columns: 1fr;
  place-items: center;
  align-items: center;
  gap: 0;
  min-width: 154px;
  min-height: 62px;
  padding: 11px 18px;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 7px;
  scroll-snap-align: start;
  color: var(--ink);
  text-align: left;
  box-shadow: 0 10px 22px rgba(7,25,24,.05);
  transition: transform .2s ease, border-color .2s ease, box-shadow .2s ease;
}
.brand-tile:hover { transform: translateY(-2px); border-color: #b9d7d0; box-shadow: 0 14px 28px rgba(7,25,24,.08); }
.brand-tile img {
  width: auto;
  max-width: 118px;
  height: 34px;
  max-height: 38px;
  object-fit: contain;
  transition: transform .22s ease, filter .22s ease;
}
.brand-tile:hover img { transform: scale(1.04); }
.brand-tile b { display: none; }
.bank-carousel .brand-tile b { font-size: 15.5px; font-weight: 900; }
.bank-carousel [data-bank="sber"] b { color: #0c8f4b; }
.bank-carousel [data-bank="vtb"] b { color: #0056a8; }
.bank-carousel [data-bank="alfa"] b { color: #ef3124; }
.bank-carousel [data-bank="gpb"] b { color: #1f55a5; }
.bank-carousel [data-bank="tbank"] b { color: #121212; }
.bank-carousel [data-bank="raif"] b { color: #1a1d20; }
.bank-carousel .brand-tile.is-active {
  min-width: 168px;
  border-color: var(--green);
  box-shadow: 0 0 0 3px rgba(8,114,88,.12), 0 18px 36px rgba(8,114,88,.12);
}
.logo-fallback { display: grid; place-items: center; width: 30px; height: 30px; border-radius: 50%; color: #fff; background: var(--green); font-weight: 900; }
.bank-dots {
  grid-column: 3;
  display: flex;
  justify-content: center;
  gap: 6px;
  height: 6px;
  margin-top: -4px;
}
.bank-dots span {
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: #c7ddd8;
}
.bank-dots .is-active { background: var(--green); }

.bank-advisor {
  row-gap: 16px;
  padding-top: 20px;
  padding-bottom: 24px;
}
.bank-advisor-panel {
  grid-column: 1 / -1;
  display: grid;
  grid-template-columns: 174px minmax(0,1fr) 320px auto;
  gap: 22px;
  align-items: center;
  min-height: 112px;
  padding: 20px 24px;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: 0 18px 42px rgba(7,25,24,.075);
}
.bank-advisor-logo {
  display: grid;
  place-items: center;
  min-height: 72px;
  padding: 12px;
  background: #f7fcfa;
  border: 1px solid var(--line);
  border-radius: 7px;
}
.bank-advisor-logo img {
  width: auto;
  max-width: 132px;
  max-height: 46px;
  object-fit: contain;
}
.bank-advisor-copy h3 {
  margin: 0;
  color: var(--green-dark);
  font-size: 22px;
  line-height: 1.12;
}
.bank-advisor-copy p {
  margin: 10px 0 0;
  color: #38534e;
  font-size: 13.5px;
  line-height: 1.5;
}
.bank-advisor-checks {
  display: grid;
  gap: 8px;
  margin: 0;
  padding: 0;
  list-style: none;
}
.bank-advisor-checks li {
  position: relative;
  padding-left: 24px;
  color: #314944;
  font-size: 13px;
  line-height: 1.3;
  font-weight: 750;
}
.bank-advisor-checks li::before {
  content: "✓";
  position: absolute;
  left: 0;
  top: -1px;
  color: var(--green);
  font-weight: 900;
}
.bank-advisor-panel .button {
  min-width: 170px;
}

.section { width: min(var(--max), calc(100% - 96px)); margin: 0 auto; padding: 34px 0; }
.process-benefits { display: grid; grid-template-columns: minmax(0,1.46fr) minmax(360px,.72fr); gap: 24px; }
.workflow-section {
  grid-template-columns: 1fr;
  gap: 22px;
  padding: 42px 0 38px;
}
.process-area h2, .benefits-panel h2, .section-copy h2, .faq-block h2, .final-card h2 { margin: 0; font-size: 29px; line-height: 1.1; }
.workflow-section .process-area { text-align: center; }
.section-lead { max-width: 720px; margin: 12px auto 0; color: var(--muted); font-size: 14px; line-height: 1.55; }
.process-line { display: grid; grid-template-columns: repeat(4,minmax(0,1fr)); gap: 18px; margin-top: 30px; }
.process-line article {
  position: relative;
  display: grid;
  grid-template-columns: 94px 1fr;
  gap: 4px 16px;
  align-items: center;
  text-align: left;
}
.process-line .workflow-icon {
  display: grid;
  grid-row: span 3;
  place-items: center;
  width: 88px;
  height: 88px;
  color: var(--green);
  background: radial-gradient(circle at 35% 25%, #fff 0, #fff 18%, #e8f6f1 19%, #e8f6f1 100%);
  border: 1px solid #cdebe0;
  border-radius: 50%;
}
.process-line .workflow-icon svg { width: 48px; height: 48px; fill: none; stroke: currentColor; stroke-width: 1.8; stroke-linecap: round; stroke-linejoin: round; }
.process-line .step-heading {
  display: flex;
  gap: 10px;
  align-items: center;
  min-width: 0;
}
.process-line .step-number {
  display: grid;
  place-items: center;
  flex: 0 0 auto;
  width: 26px;
  height: 26px;
  color: #fff;
  background: var(--green);
  border-radius: 50%;
  font-size: 12px;
  font-weight: 900;
}
.process-line article:not(:last-child)::after { display: none; content: none; }
.process-line h3 { margin: 0; font-size: 16px; line-height: 1.2; }
.process-line p { margin: 3px 0 0; color: var(--muted); font-size: 12px; line-height: 1.45; }
.benefits-panel { padding: 24px 28px; background: linear-gradient(135deg, var(--soft-blue), #fff); border: 1px solid var(--line); border-radius: var(--radius); }
.workflow-section .benefits-panel {
  display: grid;
  grid-template-columns: 250px minmax(0,1fr);
  gap: 24px;
  align-items: center;
  background: linear-gradient(135deg, #f2faf8, #fff);
}
.benefit-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; margin-top: 18px; }
.workflow-section .benefit-grid { grid-template-columns: repeat(4,minmax(0,1fr)); margin-top: 0; }
.benefit-grid div { display: grid; gap: 5px; }
.benefit-grid strong { font-size: 14px; }
.benefit-grid span { color: var(--muted); font-size: 12px; line-height: 1.4; }

.picker-section {
  display: grid;
  grid-template-columns: minmax(300px,.74fr) minmax(0,1.26fr);
  gap: 28px;
  align-items: stretch;
  padding: 40px 0;
  border-top: 1px solid var(--line);
}
.picker-copy {
  display: grid;
  align-content: center;
}
.picker-copy h2 {
  margin: 0;
  font-size: 32px;
  line-height: 1.08;
}
.picker-copy p {
  margin: 13px 0 0;
  color: var(--muted);
  font-size: 14px;
  line-height: 1.55;
}
.picker-copy ul {
  display: grid;
  gap: 9px;
  margin: 18px 0 0;
  padding: 0;
  list-style: none;
}
.picker-copy li {
  position: relative;
  padding-left: 24px;
  color: #304944;
  font-size: 13px;
  line-height: 1.35;
  font-weight: 750;
}
.picker-copy li::before {
  content: "";
  position: absolute;
  left: 0;
  top: .45em;
  width: 9px;
  height: 9px;
  background: var(--coral);
  border-radius: 50%;
  box-shadow: 0 0 0 4px #ffe2dd;
}
.picker-board {
  display: grid;
  grid-template-columns: repeat(3,minmax(0,1fr));
  gap: 12px;
  padding: 16px;
  background: linear-gradient(135deg, #f3faf8, #fff);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: var(--shadow-soft);
}
.picker-group {
  display: grid;
  gap: 8px;
  align-content: start;
  min-height: 198px;
  padding: 14px;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
}
.picker-group > span {
  color: var(--green-dark);
  font-size: 12px;
  font-weight: 900;
}
.picker-option {
  width: 100%;
  min-height: 38px;
  padding: 0 12px;
  color: #314944;
  background: #fff;
  border: 1px solid #d8e8e4;
  border-radius: 7px;
  cursor: pointer;
  font-size: 12.5px;
  font-weight: 850;
  text-align: left;
}
.picker-option:hover {
  border-color: #adddce;
  background: #f5fbf8;
}
.picker-option.is-active {
  color: #fff;
  background: var(--green);
  border-color: var(--green);
  box-shadow: 0 10px 20px rgba(8,114,88,.16);
}
.picker-result {
  grid-column: 1 / -1;
  position: relative;
  display: grid;
  grid-template-columns: minmax(0,1fr) auto;
  gap: 8px 18px;
  align-items: center;
  overflow: hidden;
  padding: 20px 22px;
  color: #fff;
  background: linear-gradient(135deg, #043f34, #087258);
  border-radius: var(--radius);
}
.picker-result::before {
  content: "";
  position: absolute;
  inset: 0 auto 0 0;
  width: 5px;
  background: var(--coral);
}
.picker-result span {
  grid-column: 1 / -1;
  color: #bff3de;
  font-size: 10px;
  font-weight: 900;
  text-transform: uppercase;
}
.picker-result strong {
  font-size: 22px;
  line-height: 1.12;
}
.picker-result p {
  margin: 0;
  color: rgba(255,255,255,.88);
  font-size: 13px;
  line-height: 1.45;
}
.picker-result .button {
  grid-column: 2;
  grid-row: 2 / 4;
  min-width: 168px;
}

.outcome-section {
  display: grid;
  grid-template-columns: 300px minmax(0,1fr);
  gap: 28px;
  align-items: start;
  padding-top: 38px;
  border-top: 1px solid var(--line);
}
.outcome-grid {
  display: grid;
  grid-template-columns: repeat(4,minmax(0,1fr));
  gap: 14px;
}
.outcome-grid article {
  display: grid;
  grid-template-columns: auto minmax(0,1fr);
  gap: 10px 12px;
  align-items: center;
  min-height: 186px;
  padding: 18px;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: var(--shadow-soft);
}
.outcome-grid span {
  display: inline-grid;
  place-items: center;
  width: 32px;
  height: 32px;
  color: var(--green);
  background: #e7f6ef;
  border: 1px solid #cdebe0;
  border-radius: 50%;
  font-size: 11px;
  font-weight: 900;
}
.outcome-grid h3 {
  margin: 0;
  font-size: 17px;
  line-height: 1.18;
}
.outcome-grid p {
  grid-column: 1 / -1;
  margin: 0;
  color: var(--muted);
  font-size: 13px;
  line-height: 1.52;
}

.before-after-section {
  display: grid;
  grid-template-columns: 330px minmax(0,1fr);
  gap: 28px;
  align-items: start;
  padding-top: 40px;
  border-top: 1px solid var(--line);
}
.before-after-grid {
  display: grid;
  grid-template-columns: repeat(2,minmax(0,1fr));
  gap: 14px;
}
.before-after-grid article {
  min-height: 286px;
  padding: 22px;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: var(--shadow-soft);
}
.before-card { background: #fff; }
.after-card {
  color: #fff;
  background: linear-gradient(135deg, #073f34, #087258);
}
.before-after-grid span {
  display: inline-flex;
  color: var(--coral-dark);
  font-size: 12px;
  font-weight: 900;
  text-transform: uppercase;
}
.after-card span { color: #bff3de; }
.before-after-grid h3 {
  margin: 12px 0 0;
  font-size: 22px;
  line-height: 1.12;
}
.after-card h3 { color: #fff; }
.before-after-grid ul {
  display: grid;
  gap: 10px;
  margin: 18px 0 0;
  padding: 0;
  list-style: none;
}
.before-after-grid li {
  position: relative;
  padding-left: 24px;
  color: var(--muted);
  font-size: 13px;
  line-height: 1.42;
}
.after-card li { color: rgba(255,255,255,.9); }
.before-after-grid li::before {
  content: "";
  position: absolute;
  left: 0;
  top: .45em;
  width: 9px;
  height: 9px;
  background: var(--coral);
  border-radius: 50%;
  box-shadow: 0 0 0 4px #ffe2dd;
}
.after-card li::before {
  background: #bff3de;
  box-shadow: 0 0 0 4px rgba(191,243,222,.18);
}

.insurers-section { display: grid; grid-template-columns: 250px minmax(0,1fr) 290px; gap: 28px; align-items: start; border-top: 1px solid var(--line); }
.section-copy p { margin: 12px 0 0; color: var(--muted); font-size: 14px; line-height: 1.55; }
.insurer-grid { display: grid; grid-template-columns: repeat(4,minmax(0,1fr)); gap: 10px; }
.insurer-grid .brand-tile { min-width: 0; min-height: 68px; }
.insurer-grid .brand-tile img { width: auto; max-width: 118px; height: 32px; max-height: 36px; }
.insurer-grid .brand-tile b { display: none; }
.coverage-list { display: grid; gap: 12px; margin: 0; padding: 0; list-style: none; border-left: 1px solid var(--line); padding-left: 28px; }
.coverage-list li { position: relative; padding-left: 26px; color: #2c4540; font-size: 14px; line-height: 1.35; }
.coverage-list li::before { content: "✓"; position: absolute; left: 0; color: var(--green); font-weight: 900; }

.insurers-showcase {
  width: 100%;
  max-width: none;
  grid-template-columns: 280px minmax(0,1fr);
  padding: 42px max(48px, calc((100vw - var(--max)) / 2));
  background: linear-gradient(180deg, #f3faf8 0%, #fff 100%);
}
.insurers-showcase .section-copy { align-self: center; }
.insurer-badges {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin-top: 16px;
}
.insurer-badges span {
  min-height: 28px;
  display: inline-flex;
  align-items: center;
  padding: 0 10px;
  color: var(--green-dark);
  background: #fff;
  border: 1px solid #bfe3d7;
  border-radius: 7px;
  font-size: 11px;
  line-height: 1;
  font-weight: 900;
}
.insurers-showcase .insurer-grid { grid-template-columns: repeat(6,minmax(0,1fr)); }
.insurers-showcase .insurer-grid .brand-tile {
  grid-template-columns: 1fr;
  justify-items: center;
  min-height: 76px;
  padding: 14px 16px;
  text-align: center;
  box-shadow: 0 14px 30px rgba(7,25,24,.06);
}
.insurers-showcase .insurer-grid .brand-tile img {
  width: auto;
  max-width: 132px;
  height: 34px;
  object-fit: contain;
}
.insurers-showcase .insurer-grid .brand-tile b {
  display: none;
}
.insurers-showcase .insurer-grid .brand-tile:hover {
  box-shadow: 0 22px 42px rgba(7,25,24,.1);
}
.showcase-points {
  grid-column: 1 / -1;
  grid-template-columns: repeat(4,minmax(0,1fr));
  gap: 0;
  margin-top: 10px;
  padding: 18px 0 0;
  border-top: 1px solid var(--line);
  border-left: 0;
}
.showcase-points li {
  min-height: 62px;
  padding: 0 24px 0 50px;
  border-right: 1px solid var(--line);
}
.showcase-points li:last-child { border-right: 0; }
.showcase-points li::before {
  display: grid;
  place-items: center;
  top: 2px;
  width: 34px;
  height: 34px;
  color: var(--green);
  background: #e7f6ef;
  border: 1px solid #cdebe0;
  border-radius: 50%;
}
.showcase-points strong { display: block; color: var(--ink); font-size: 14px; line-height: 1.18; }
.showcase-points span { display: block; margin-top: 4px; color: var(--muted); font-size: 12px; line-height: 1.32; }

.insurance-types { border-top: 1px solid var(--line); }
.type-grid, .seo-grid, .bank-seo-grid { display: grid; grid-template-columns: repeat(4,minmax(0,1fr)); gap: 14px; margin-top: 20px; }
.type-grid article, .seo-grid article, .bank-seo-grid article {
  display: grid;
  grid-template-columns: auto minmax(0,1fr);
  gap: 10px 12px;
  align-items: center;
  min-height: 170px;
  padding: 18px;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: var(--shadow-soft);
  transition: transform .2s ease, border-color .2s ease, box-shadow .2s ease;
}
.type-grid article:hover, .seo-grid article:hover, .bank-seo-grid article:hover {
  transform: translateY(-2px);
  border-color: #b9d7d0;
  box-shadow: 0 20px 46px rgba(7,25,24,.09);
}
.type-grid .type-index {
  display: none;
  place-items: center;
  width: 32px;
  height: 32px;
  color: var(--green);
  background: #e7f6ef;
  border: 1px solid #cdebe0;
  border-radius: 50%;
  font-size: 11px;
  font-weight: 900;
}
.type-card { position: relative; }
.type-icon {
  display: grid;
  grid-column: 1 / -1;
  place-items: center;
  width: 44px;
  height: 44px;
  color: var(--green);
  background: #f0faf6;
  border: 1px solid #cdebe0;
  border-radius: 50%;
  margin-bottom: 2px;
}
.type-icon svg { width: 27px; height: 27px; fill: none; stroke: currentColor; stroke-width: 1.7; stroke-linecap: round; stroke-linejoin: round; }
.type-grid h3, .seo-grid h3, .bank-seo-grid h3 { margin: 0; font-size: 17px; line-height: 1.18; }
.type-grid p, .seo-grid p, .bank-seo-grid p { grid-column: 1 / -1; margin: 0; color: var(--muted); font-size: 13px; line-height: 1.52; }

.cost-section {
  width: 100%;
  max-width: none;
  padding: 44px max(48px, calc((100vw - var(--max)) / 2));
  background: linear-gradient(180deg, #f5fbf8 0%, #fff 100%);
  border-top: 1px solid var(--line);
}
.cost-head, .cost-grid, .cost-compare {
  width: min(var(--max), 100%);
  margin-right: auto;
  margin-left: auto;
}
.cost-head {
  display: grid;
  grid-template-columns: minmax(0,1fr) 360px;
  gap: 28px;
  align-items: end;
}
.cost-note {
  display: grid;
  gap: 7px;
  padding: 18px 20px;
  background: #fff;
  border: 1px solid #cdebe0;
  border-left: 5px solid var(--green);
  border-radius: var(--radius);
  box-shadow: 0 14px 32px rgba(8,114,88,.08);
}
.cost-note strong {
  color: var(--green-dark);
  font-size: 16px;
  line-height: 1.2;
}
.cost-note span {
  color: var(--muted);
  font-size: 12.5px;
  line-height: 1.45;
}
.cost-grid {
  display: grid;
  grid-template-columns: repeat(3,minmax(0,1fr));
  gap: 14px;
  margin-top: 22px;
}
.cost-grid article {
  min-height: 162px;
  padding: 18px;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: 0 14px 30px rgba(7,25,24,.06);
}
.cost-grid span {
  display: inline-flex;
  color: var(--coral-dark);
  font-size: 12px;
  font-weight: 900;
}
.cost-grid h3 {
  margin: 10px 0 0;
  font-size: 17px;
  line-height: 1.18;
}
.cost-grid p {
  margin: 10px 0 0;
  color: var(--muted);
  font-size: 13px;
  line-height: 1.52;
}
.cost-compare {
  display: grid;
  grid-template-columns: 280px minmax(0,1fr);
  gap: 22px;
  align-items: center;
  margin-top: 16px;
  padding: 20px 22px;
  background: #073f34;
  border-radius: var(--radius);
  box-shadow: var(--shadow-soft);
}
.cost-compare h3 {
  margin: 0;
  color: #fff;
  font-size: 24px;
  line-height: 1.1;
}
.cost-compare p {
  margin: 0;
  color: rgba(255,255,255,.84);
  font-size: 13.5px;
  line-height: 1.52;
}

.estimate-section {
  display: grid;
  grid-template-columns: 340px minmax(0,1fr);
  gap: 28px;
  align-items: stretch;
  padding-top: 42px;
  border-top: 1px solid var(--line);
}
.estimate-copy {
  display: grid;
  align-content: center;
}
.estimate-copy h2 {
  margin: 0;
  font-size: 31px;
  line-height: 1.08;
}
.estimate-copy p {
  margin: 13px 0 0;
  color: var(--muted);
  font-size: 14px;
  line-height: 1.55;
}
.estimate-note {
  padding: 14px 16px;
  color: var(--green-dark) !important;
  background: #eaf8f2;
  border: 1px solid #cdebe0;
  border-radius: var(--radius);
  font-weight: 850;
}
.estimate-board {
  display: grid;
  grid-template-columns: repeat(3,minmax(0,1fr));
  gap: 12px;
  padding: 16px;
  background: linear-gradient(135deg, #f3faf8, #fff);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: var(--shadow-soft);
}
.estimate-group {
  display: grid;
  gap: 8px;
  align-content: start;
  min-height: 218px;
  padding: 14px;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
}
.estimate-group > span {
  color: var(--green-dark);
  font-size: 12px;
  font-weight: 900;
}
.estimate-option {
  width: 100%;
  min-height: 38px;
  padding: 0 12px;
  color: #314944;
  background: #fff;
  border: 1px solid #d8e8e4;
  border-radius: 7px;
  cursor: pointer;
  font-size: 12.5px;
  font-weight: 850;
  text-align: left;
}
.estimate-option:hover {
  border-color: #adddce;
  background: #f5fbf8;
}
.estimate-option.is-active {
  color: #fff;
  background: var(--green);
  border-color: var(--green);
  box-shadow: 0 10px 20px rgba(8,114,88,.16);
}
.estimate-result {
  grid-column: 1 / -1;
  display: grid;
  grid-template-columns: minmax(0,1fr) auto;
  gap: 8px 18px;
  align-items: center;
  padding: 20px 22px;
  color: #fff;
  background: linear-gradient(135deg, #073f34, #087258);
  border-radius: var(--radius);
}
.estimate-result span {
  grid-column: 1 / -1;
  color: #bff3de;
  font-size: 10px;
  font-weight: 900;
  text-transform: uppercase;
}
.estimate-result strong {
  font-size: 22px;
  line-height: 1.12;
}
.estimate-result p {
  margin: 0;
  color: rgba(255,255,255,.88);
  font-size: 13px;
  line-height: 1.45;
}
.estimate-result .button {
  grid-column: 2;
  grid-row: 2 / 4;
  min-width: 156px;
}

.result-example-section {
  display: grid;
  grid-template-columns: 320px minmax(0,1fr);
  gap: 28px;
  align-items: start;
  padding-top: 40px;
  border-top: 1px solid var(--line);
}
.result-table {
  display: grid;
  overflow: hidden;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: 0 16px 34px rgba(7,25,24,.06);
}
.result-row {
  display: grid;
  grid-template-columns: .85fr 1.05fr 1fr .9fr;
  min-height: 68px;
  border-top: 1px solid var(--line);
}
.result-row:first-child { border-top: 0; }
.result-row span {
  display: flex;
  align-items: center;
  padding: 14px 15px;
  color: #2d4742;
  border-right: 1px solid var(--line);
  font-size: 13px;
  line-height: 1.36;
  font-weight: 750;
}
.result-row span:last-child { border-right: 0; }
.result-head {
  min-height: 44px;
  background: #f2faf8;
}
.result-head span {
  color: var(--green-dark);
  font-size: 12px;
  font-weight: 900;
  text-transform: uppercase;
}

.deadlines-section {
  display: grid;
  grid-template-columns: 310px minmax(0,1fr);
  gap: 28px;
  align-items: start;
  border-top: 1px solid var(--line);
}
.deadline-rail {
  display: grid;
  grid-template-columns: repeat(5,minmax(0,1fr));
  gap: 0;
  overflow: hidden;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: var(--shadow-soft);
}
.deadline-rail article {
  position: relative;
  display: grid;
  grid-template-columns: auto minmax(0,1fr);
  gap: 10px 12px;
  align-items: center;
  min-height: 184px;
  padding: 20px 18px;
  border-right: 1px solid var(--line);
}
.deadline-rail article:last-child { border-right: 0; }
.deadline-rail article::before {
  display: none;
  content: none;
}
.deadline-rail article:last-child::before { right: 18px; }
.deadline-rail span {
  position: relative;
  z-index: 1;
  display: inline-grid;
  place-items: center;
  width: 32px;
  height: 32px;
  color: var(--green);
  background: #e7f6ef;
  border: 1px solid #cdebe0;
  border-radius: 50%;
  font-size: 11px;
  font-weight: 900;
}
.deadline-rail h3 {
  margin: 0;
  font-size: 17px;
  line-height: 1.18;
}
.deadline-rail p {
  grid-column: 1 / -1;
  margin: 0;
  color: var(--muted);
  font-size: 12.5px;
  line-height: 1.48;
}

.info-section { border-top: 1px solid var(--line); }
.rule-grid, .criteria-grid, .glossary-grid {
  display: grid;
  gap: 14px;
  margin-top: 20px;
}
.rule-grid { grid-template-columns: repeat(4,minmax(0,1fr)); }
.rule-grid article, .criteria-grid article, .glossary-grid article {
  display: grid;
  grid-template-columns: auto minmax(0,1fr);
  gap: 10px 12px;
  align-items: center;
  min-height: 176px;
  padding: 18px;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: var(--shadow-soft);
  transition: transform .2s ease, border-color .2s ease, box-shadow .2s ease;
}
.rule-grid article:hover, .criteria-grid article:hover, .glossary-grid article:hover {
  transform: translateY(-2px);
  border-color: #b9d7d0;
  box-shadow: 0 20px 46px rgba(7,25,24,.09);
}
.rule-grid article span {
  display: inline-grid;
  place-items: center;
  width: 32px;
  height: 32px;
  color: var(--green);
  background: #e7f6ef;
  border: 1px solid #cdebe0;
  border-radius: 50%;
  font-size: 11px;
  font-weight: 900;
}
.rule-grid h3, .criteria-grid h3, .glossary-grid h3 { margin: 0; font-size: 17px; line-height: 1.18; }
.rule-grid p, .criteria-grid p, .glossary-grid p { grid-column: 1 / -1; margin: 0; color: var(--muted); font-size: 13px; line-height: 1.52; }

.info-split {
  display: grid;
  grid-template-columns: minmax(260px,.8fr) minmax(0,1.2fr);
  gap: 36px;
  align-items: start;
}
.documents-section {
  width: 100%;
  max-width: none;
  padding: 42px max(48px, calc((100vw - var(--max)) / 2));
  background: linear-gradient(180deg, #fff 0%, #f2faf8 100%);
}
.documents-section .info-split { width: min(var(--max), 100%); margin: 0 auto; }
.document-list {
  display: grid;
  grid-template-columns: repeat(2,minmax(0,1fr));
  gap: 10px;
  margin: 0;
  padding: 0;
  list-style: none;
  counter-reset: docs;
}
.document-list li {
  position: relative;
  min-height: 96px;
  padding: 16px 16px 16px 58px;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: 0 10px 24px rgba(7,25,24,.055);
  counter-increment: docs;
}
.document-list li::before {
  content: counter(docs, decimal-leading-zero);
  position: absolute;
  left: 16px;
  top: 16px;
  display: grid;
  place-items: center;
  width: 28px;
  height: 28px;
  color: #fff;
  background: var(--green);
  border-radius: 50%;
  font-size: 10px;
  font-weight: 900;
}
.document-list strong { display: block; font-size: 14px; line-height: 1.22; }
.document-list span { display: block; margin-top: 7px; color: var(--muted); font-size: 12px; line-height: 1.42; }

.mistakes-section {
  display: grid;
  grid-template-columns: 360px minmax(0,1fr);
  gap: 28px;
  align-items: stretch;
  padding: 42px 0;
  border-top: 1px solid var(--line);
}
.mistakes-copy {
  display: grid;
  align-content: center;
  gap: 16px;
  padding: 26px;
  color: #fff;
  background: linear-gradient(135deg, #073f34, #087258);
  border-radius: var(--radius);
  box-shadow: var(--shadow-soft);
}
.mistakes-copy h2 {
  margin: 0;
  color: #fff;
  font-size: 30px;
  line-height: 1.08;
}
.mistakes-copy p {
  margin: 0;
  color: rgba(255,255,255,.86);
  font-size: 14px;
  line-height: 1.55;
}
.mistakes-copy .button { width: fit-content; min-width: 210px; }
.mistakes-grid {
  display: grid;
  grid-template-columns: repeat(3,minmax(0,1fr));
  gap: 12px;
}
.mistakes-grid article {
  display: grid;
  grid-template-columns: auto minmax(0,1fr);
  gap: 10px 12px;
  align-items: center;
  min-height: 164px;
  padding: 18px;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: var(--shadow-soft);
}
.mistakes-grid span {
  display: inline-flex;
  color: var(--coral-dark);
  font-size: 12px;
  font-weight: 900;
}
.mistakes-grid h3 {
  margin: 0;
  font-size: 17px;
  line-height: 1.18;
}
.mistakes-grid p {
  grid-column: 1 / -1;
  margin: 0;
  color: var(--muted);
  font-size: 13px;
  line-height: 1.52;
}

.comparison-section { padding-top: 38px; }
.criteria-grid { grid-template-columns: repeat(5,minmax(0,1fr)); }
.criteria-grid article {
  min-height: 154px;
  border-top: 4px solid var(--green);
  box-shadow: none;
}
.criteria-grid article span {
  display: inline-flex;
  color: var(--coral-dark);
  font-size: 12px;
  font-weight: 900;
}
.compare-table {
  display: grid;
  margin-top: 16px;
  overflow: hidden;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: 0 16px 34px rgba(7,25,24,.06);
}
.compare-row {
  display: grid;
  grid-template-columns: .82fr 1.1fr 1fr;
  min-height: 58px;
  border-top: 1px solid var(--line);
}
.compare-row:first-child { border-top: 0; }
.compare-row span {
  display: flex;
  align-items: center;
  padding: 14px 16px;
  color: #2d4742;
  border-right: 1px solid var(--line);
  font-size: 13px;
  line-height: 1.36;
  font-weight: 750;
}
.compare-row span:last-child { border-right: 0; }
.compare-head {
  min-height: 44px;
  background: #f2faf8;
}
.compare-head span {
  color: var(--green-dark);
  font-size: 12px;
  font-weight: 900;
  text-transform: uppercase;
}

.mini-glossary {
  display: grid;
  grid-template-columns: 300px minmax(0,1fr);
  gap: 28px;
  align-items: start;
  padding-bottom: 42px;
}
.mini-glossary .section-copy { position: sticky; top: 82px; }
.glossary-grid {
  grid-template-columns: repeat(4,minmax(0,1fr));
  margin-top: 0;
}
.glossary-grid article {
  min-height: 142px;
  background: linear-gradient(180deg, #fff 0%, #fbfefd 100%);
}

.seo-hub { background: linear-gradient(180deg, #f2faf8 0%, #ffffff 100%); width: 100%; max-width: none; padding: 44px max(48px, calc((100vw - var(--max)) / 2)); }
.seo-hub .section-copy, .seo-hub .scenario-showcase, .seo-hub .scenario-tabs, .seo-hub .seo-grid { width: min(var(--max), 100%); margin-left: auto; margin-right: auto; }
.scenario-showcase {
  display: grid;
  grid-template-columns: repeat(4,minmax(0,1fr));
  gap: 14px;
  margin-top: 24px;
}
.scenario-showcase article {
  display: grid;
  grid-template-columns: 90px 1fr 38px;
  gap: 14px;
  align-items: center;
  min-height: 150px;
  padding: 20px;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: 0 18px 42px rgba(7,25,24,.075);
}
.scenario-showcase article.is-focused {
  border-color: var(--green);
  box-shadow: 0 20px 48px rgba(8,114,88,.13);
}
.scenario-visual {
  display: grid;
  place-items: center;
  width: 82px;
  height: 82px;
  color: var(--green);
  background: #e8f6f1;
  border: 1px solid #cdebe0;
  border-radius: var(--radius);
}
.scenario-visual svg { width: 58px; height: 58px; fill: none; stroke: currentColor; stroke-width: 1.6; stroke-linecap: round; stroke-linejoin: round; }
.scenario-showcase h3 { margin: 0; font-size: 17px; line-height: 1.18; }
.scenario-showcase p { margin: 8px 0 0; color: var(--muted); font-size: 12.5px; line-height: 1.4; }
.scenario-showcase button {
  display: grid;
  place-items: center;
  width: 34px;
  height: 34px;
  border: 1px solid var(--line);
  border-radius: 50%;
  background: #fff;
  color: var(--ink);
  cursor: pointer;
}
.scenario-showcase button svg { width: 18px; height: 18px; fill: none; stroke: currentColor; stroke-width: 2; stroke-linecap: round; stroke-linejoin: round; }
.scenario-showcase button:hover, .scenario-showcase button.is-active { color: #fff; background: var(--green); border-color: var(--green); }
.scenario-tabs {
  display: flex;
  gap: 8px;
  overflow-x: auto;
  padding: 18px 0 2px;
  scrollbar-width: none;
}
.scenario-tabs::-webkit-scrollbar { display: none; }
.scenario-tabs button {
  flex: 0 0 auto;
  min-height: 38px;
  padding: 0 15px;
  border: 1px solid var(--line);
  border-radius: 999px;
  background: #fff;
  color: #29403c;
  cursor: pointer;
  font-size: 13px;
  font-weight: 850;
}
.scenario-tabs button.is-active {
  color: #fff;
  background: var(--green);
  border-color: var(--green);
  box-shadow: 0 10px 22px rgba(8,114,88,.18);
}
.bank-seo-grid { grid-template-columns: repeat(4,minmax(0,1fr)); }
.bank-seo-grid article {
  display: grid;
  align-content: start;
  min-height: 188px;
  padding: 20px;
  box-shadow: none;
}
.bank-card-logo {
  display: inline-grid;
  place-items: center;
  width: 92px;
  height: 48px;
  padding: 7px;
  overflow: hidden;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 7px;
  box-shadow: 0 8px 18px rgba(7,25,24,.045);
}
.bank-card-logo img {
  width: 100%;
  min-width: 0;
  max-width: 100%;
  height: 100%;
  min-height: 0;
  max-height: 100%;
  object-fit: contain;
  object-position: center;
}
.bank-seo-grid .bank-card-logo + h3 { margin-top: 16px; }
.bank-seo-grid article small {
  display: none;
}
.seo-grid article span {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 28px;
  height: 28px;
  color: var(--green);
  background: #e7f6ef;
  border-radius: 50%;
  font-size: 11px;
  font-weight: 900;
}
.seo-grid article.is-focused {
  border-color: var(--green);
  box-shadow: 0 18px 42px rgba(8,114,88,.13);
}

.search-intent-section {
  display: grid;
  grid-template-columns: 340px minmax(0,1fr);
  gap: 28px;
  align-items: start;
  padding-top: 40px;
  border-top: 1px solid var(--line);
}
.intent-grid {
  display: grid;
  grid-template-columns: repeat(3,minmax(0,1fr));
  gap: 12px;
}
.intent-grid article {
  min-height: 150px;
  padding: 18px;
  background: linear-gradient(180deg, #fff 0%, #fbfefd 100%);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: var(--shadow-soft);
}
.intent-grid h3 {
  margin: 0;
  font-size: 16px;
  line-height: 1.2;
}
.intent-grid p {
  margin: 10px 0 0;
  color: var(--muted);
  font-size: 13px;
  line-height: 1.52;
}

.bank-depth-section {
  display: grid;
  grid-template-columns: 320px minmax(0,1fr);
  gap: 28px;
  align-items: start;
  padding-top: 40px;
  border-top: 1px solid var(--line);
}
.bank-depth-grid {
  display: grid;
  grid-template-columns: repeat(2,minmax(0,1fr));
  gap: 14px;
}
.bank-depth-grid article {
  min-height: 218px;
  padding: 20px;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: var(--shadow-soft);
}
.bank-depth-grid h3 {
  margin: 0;
  font-size: 18px;
  line-height: 1.18;
}
.bank-depth-grid p {
  margin: 12px 0 0;
  color: var(--muted);
  font-size: 13px;
  line-height: 1.52;
}

.regional-section,
.property-seo-section {
  display: grid;
  grid-template-columns: 320px minmax(0,1fr);
  gap: 28px;
  align-items: start;
  padding-top: 40px;
  border-top: 1px solid var(--line);
}
.region-grid,
.property-seo-grid {
  display: grid;
  grid-template-columns: repeat(3,minmax(0,1fr));
  gap: 12px;
}
.region-grid article,
.property-seo-grid article {
  min-height: 154px;
  padding: 18px;
  background: linear-gradient(180deg, #fff 0%, #fbfefd 100%);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: var(--shadow-soft);
}
.region-grid h3,
.property-seo-grid h3 {
  margin: 0;
  font-size: 16px;
  line-height: 1.2;
}
.region-grid p,
.property-seo-grid p {
  margin: 10px 0 0;
  color: var(--muted);
  font-size: 13px;
  line-height: 1.52;
}

.seo-directory-section {
  display: grid;
  grid-template-columns: 320px minmax(0,1fr);
  gap: 28px;
  align-items: start;
  padding-top: 40px;
  border-top: 1px solid var(--line);
}
.seo-directory-grid {
  display: grid;
  grid-template-columns: repeat(3,minmax(0,1fr));
  gap: 10px;
}
.seo-directory-grid a {
  min-height: 62px;
  display: flex;
  align-items: center;
  padding: 14px 16px;
  color: var(--green-dark);
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: var(--shadow-soft);
  font-size: 13px;
  font-weight: 900;
  line-height: 1.25;
}
.seo-directory-grid a:hover {
  border-color: #adddce;
  box-shadow: 0 18px 36px rgba(8,114,88,.1);
}

.faq-cta {
  display: grid;
  grid-template-columns: minmax(0,1fr) minmax(540px,.92fr);
  gap: 28px;
  align-items: start;
  width: min(var(--max), calc(100% - 96px));
  margin: 0 auto;
  padding: 34px 0;
  border-top: 1px solid var(--line);
}
.faq-list { display: grid; gap: 8px; margin-top: 14px; }
.faq-list article { border: 1px solid var(--line); border-radius: 7px; background: #fff; overflow: hidden; }
.faq-list article.is-faq-hidden { display: none; }
.faq-list button { display: flex; justify-content: space-between; width: 100%; padding: 13px 16px; border: 0; background: #fff; color: var(--ink); text-align: left; font-size: 14px; font-weight: 800; cursor: pointer; }
.faq-list button::after { content: "⌄"; color: var(--green); font-size: 18px; line-height: 1; }
.faq-list button[aria-expanded="true"]::after { transform: rotate(180deg); }
.faq-list p { max-height: 0; opacity: 0; margin: 0; padding: 0 16px; overflow: hidden; color: var(--muted); font-size: 13px; line-height: 1.5; transition: max-height .24s ease, opacity .2s ease, padding .2s ease; }
.faq-list button[aria-expanded="true"] + p { max-height: 220px; opacity: 1; padding: 0 16px 14px; }
.faq-more-button {
  width: 100%;
  min-height: 46px;
  margin-top: 12px;
  border: 1px solid #adddce;
  border-radius: 7px;
  background: #f3fbf7;
  color: var(--green-dark);
  font-size: 14px;
  font-weight: 900;
  cursor: pointer;
  transition: background .18s ease, border-color .18s ease, transform .18s ease;
}
.faq-more-button:hover,
.faq-more-button:focus-visible {
  background: #e5f6ee;
  border-color: var(--green);
  transform: translateY(-1px);
}
.faq-more-button[hidden] { display: none; }
.final-card {
  position: relative;
  display: grid;
  grid-template-columns: minmax(0,1fr) 190px;
  gap: 18px;
  align-items: center;
  overflow: hidden;
  padding: 24px;
  color: #fff;
  background: linear-gradient(135deg, rgba(255,255,255,.1), transparent 34%), linear-gradient(135deg, #034f3d, #068569);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
}
.final-card::before {
  content: "";
  position: absolute;
  inset: 0 auto 0 0;
  width: 6px;
  background: var(--coral);
}
.final-copy { position: relative; z-index: 1; }
.final-card h2, .final-card p { color: #fff; }
.final-card h2 { font-size: 32px; }
.final-card p { margin: 12px 0 0; opacity: .9; font-size: 14px; line-height: 1.55; }
.cta-reasons { display: grid; gap: 8px; margin: 16px 0 0; padding: 0; list-style: none; }
.cta-reasons li { position: relative; padding-left: 22px; color: rgba(255,255,255,.9); font-size: 13px; line-height: 1.3; }
.cta-reasons li::before { content: "✓"; position: absolute; left: 0; top: 0; color: #bff3de; font-weight: 900; }
.policy-preview {
  position: relative;
  display: grid;
  place-items: center;
  min-height: 178px;
}
.policy-sheet {
  width: 170px;
  min-height: 142px;
  padding: 14px;
  color: var(--ink);
  background: #fff;
  border: 1px solid #d5e5e1;
  border-radius: var(--radius);
  box-shadow: 0 24px 48px rgba(7,25,24,.24);
  transform: rotate(-4deg);
}
.policy-sheet span {
  display: block;
  color: var(--green);
  font-size: 9px;
  font-weight: 900;
  text-transform: uppercase;
}
.policy-sheet strong { display: block; margin-top: 6px; font-size: 12px; line-height: 1.18; }
.policy-sheet ul { display: grid; gap: 6px; margin: 12px 0 0; padding: 0; list-style: none; }
.policy-sheet li { position: relative; padding-left: 16px; color: #415b56; font-size: 9.5px; line-height: 1.25; }
.policy-sheet li::before { content: "✓"; position: absolute; left: 0; color: var(--green); font-weight: 900; }
.policy-shield {
  position: absolute;
  left: 8px;
  bottom: 10px;
  display: grid;
  place-items: center;
  width: 62px;
  height: 62px;
  color: #fff;
  background: linear-gradient(145deg, var(--green), #0b8d6a);
  border: 5px solid rgba(255,255,255,.72);
  clip-path: polygon(50% 0, 90% 22%, 90% 76%, 50% 100%, 10% 76%, 10% 22%);
  box-shadow: 0 16px 36px rgba(0,0,0,.2);
}
.policy-shield svg { width: 34px; height: 34px; fill: none; stroke: currentColor; stroke-width: 2; stroke-linecap: round; stroke-linejoin: round; }
.final-form { grid-column: 1 / -1; grid-row: auto; grid-template-columns: repeat(2,minmax(0,1fr)); margin-top: 0; padding: 16px; background: #fff; border: 1px solid rgba(255,255,255,.72); border-radius: 7px; box-shadow: 0 20px 50px rgba(7,25,24,.18); }
.final-form .required-note,
.final-form label:nth-of-type(3),
.final-form label:nth-of-type(5),
.final-form .button,
.final-form .privacy,
.final-form .form-status { grid-column: 1 / -1; }

.page-breadcrumbs {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  width: min(var(--max), calc(100% - 96px));
  margin: 0 auto;
  padding: 18px 0 0;
  color: var(--muted);
  font-size: 12px;
  font-weight: 750;
}
.page-breadcrumbs a { color: var(--green-dark); }
.seo-page-hero {
  display: grid;
  grid-template-columns: minmax(0,1fr) 380px;
  gap: 42px;
  align-items: center;
  width: min(var(--max), calc(100% - 96px));
  margin: 18px auto 0;
  padding: 44px 0;
  border-top: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
}
.seo-page-hero h1 {
  margin: 0;
  max-width: 820px;
  font-size: clamp(42px, 4vw, 64px);
  line-height: .98;
}
.seo-page-hero p {
  max-width: 680px;
  margin: 18px 0 0;
  color: #314844;
  font-size: 17px;
  line-height: 1.5;
}
.seo-page-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 24px;
}
.seo-page-card {
  padding: 24px;
  background: linear-gradient(180deg, #fff 0%, #fbfefd 100%);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: var(--shadow-soft);
}
.seo-page-card img {
  width: auto;
  max-width: 180px;
  max-height: 58px;
  object-fit: contain;
}
.seo-page-card strong {
  display: block;
  margin-top: 18px;
  font-size: 20px;
  line-height: 1.18;
}
.seo-page-card span {
  display: block;
  margin-top: 8px;
  color: var(--muted);
  font-size: 13px;
  line-height: 1.45;
}
.seo-page-layout {
  display: grid;
  grid-template-columns: 320px minmax(0,1fr);
  gap: 28px;
  align-items: start;
}
.seo-page-layout .section-copy {
  position: sticky;
  top: 86px;
}
.seo-page-grid {
  display: grid;
  grid-template-columns: repeat(2,minmax(0,1fr));
  gap: 14px;
}
.seo-page-grid article {
  min-height: 180px;
  padding: 20px;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: var(--shadow-soft);
}
.seo-page-grid h2,
.seo-page-grid h3 {
  margin: 0;
  font-size: 21px;
  line-height: 1.15;
}
.seo-page-grid p {
  margin: 12px 0 0;
  color: var(--muted);
  font-size: 14px;
  line-height: 1.55;
}
.seo-page-cta {
  display: grid;
  grid-template-columns: minmax(0,1fr) auto;
  gap: 22px;
  align-items: center;
  width: min(var(--max), calc(100% - 96px));
  margin: 0 auto;
  padding: 26px 28px;
  color: #fff;
  background: linear-gradient(135deg, #034f3d, #087258);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
}
.seo-page-cta h2 {
  margin: 0;
  color: #fff;
  font-size: 30px;
  line-height: 1.1;
}
.seo-page-cta p {
  margin: 10px 0 0;
  color: rgba(255,255,255,.88);
  font-size: 14px;
  line-height: 1.5;
}

.sticky-mobile-cta {
  display: none;
  opacity: 1;
  transform: none;
}
.sticky-mobile-cta.is-hidden {
  opacity: 0;
  pointer-events: none;
  transform: translateY(16px);
}

.footer {
  display: grid;
  grid-template-columns: 1fr minmax(260px,520px) auto;
  gap: 32px;
  align-items: center;
  width: min(var(--max), calc(100% - 96px));
  margin: 0 auto;
  padding: 18px 0 24px;
  border-top: 1px solid var(--line);
}
.footer p { margin: 0; color: var(--muted); font-size: 12px; line-height: 1.45; }

@media (max-width: 1120px) {
  .topbar { grid-template-columns: 1fr auto; width: min(var(--max), calc(100% - 40px)); }
  .nav, .phone { display: none; }
  .menu-button { display: block; }
  .nav-open .nav { position: fixed; inset: 62px 20px auto; display: grid; gap: 0; padding: 10px; background: #fff; border: 1px solid var(--line); border-radius: var(--radius); box-shadow: var(--shadow); }
  .nav-open .nav a { padding: 13px; }
  .hero-shell { grid-template-columns: 1fr; width: min(var(--max), calc(100% - 40px)); }
  .hero-list { grid-template-columns: repeat(2,minmax(0,1fr)); max-width: none; }
  .lead-card { order: 2; width: min(620px,100%); }
  .hero-media { order: 3; height: auto; margin: 18px 0 0; border-radius: 14px; }
  .hero-media img { height: auto; aspect-ratio: 16 / 9; }
  .hero-media::before, .hero-media::after { display: none; }
  .proof-ribbon { grid-template-columns: repeat(2,minmax(0,1fr)); width: min(var(--max), calc(100% - 40px)); border-top: 1px solid var(--line); }
  .proof-ribbon article { padding: 14px 18px; }
  .proof-ribbon article:first-child { padding-left: 18px; }
  .proof-ribbon article:nth-child(2) { border-right: 0; }
  .bank-strip { grid-template-columns: 40px 1fr 40px; padding: 18px 20px; }
  .bank-strip-copy { grid-column: 1 / -1; }
  .bank-carousel { grid-column: 2 / 3; }
  .bank-dots { grid-column: 1 / -1; }
  .bank-advisor-panel {
    grid-template-columns: 132px minmax(0,1fr);
    gap: 16px;
  }
  .bank-advisor-checks {
    grid-column: 1 / -1;
    grid-template-columns: repeat(3,minmax(0,1fr));
  }
  .bank-advisor-panel .button {
    grid-column: 1 / -1;
    width: 100%;
  }
	  .process-benefits, .picker-section, .outcome-section, .before-after-section, .estimate-section, .result-example-section, .deadlines-section, .mistakes-section, .bank-depth-section, .search-intent-section, .regional-section, .property-seo-section, .seo-directory-section, .insurers-section, .faq-cta, .final-card, .footer { grid-template-columns: 1fr; width: min(var(--max), calc(100% - 40px)); }
	  .page-breadcrumbs, .seo-page-hero, .seo-page-cta { width: min(var(--max), calc(100% - 40px)); }
	  .seo-page-hero, .seo-page-layout, .seo-page-cta { grid-template-columns: 1fr; }
	  .seo-page-layout .section-copy { position: static; }
	  .query-nav { width: min(var(--max), calc(100% - 40px)); }
	  .picker-board { grid-template-columns: repeat(2,minmax(0,1fr)); }
	  .picker-result { grid-column: 1 / -1; }
	  .outcome-grid { grid-template-columns: repeat(2,minmax(0,1fr)); }
	  .before-after-grid, .estimate-board, .region-grid, .property-seo-grid, .seo-directory-grid { grid-template-columns: repeat(2,minmax(0,1fr)); }
	  .estimate-result { grid-column: 1 / -1; }
	  .insurers-showcase { width: 100%; padding: 36px 20px; }
  .insurers-showcase .insurer-grid { grid-template-columns: repeat(3,minmax(0,1fr)); }
  .showcase-points { grid-template-columns: repeat(2,minmax(0,1fr)); gap: 14px; }
  .showcase-points li { border-right: 0; }
  .workflow-section .benefits-panel { grid-template-columns: 1fr; }
  .workflow-section .benefit-grid { grid-template-columns: repeat(2,minmax(0,1fr)); }
  .process-line {
    grid-template-columns: repeat(2,minmax(0,1fr));
    gap: 22px 28px;
  }
  .process-line article {
    grid-template-columns: 76px minmax(0,1fr);
  }
  .process-line article::after {
    display: none;
  }
  .process-line .workflow-icon {
    width: 70px;
    height: 70px;
  }
  .process-line .workflow-icon svg {
    width: 38px;
    height: 38px;
  }
  .faq-cta .final-card { width: 100%; }
  .final-form { grid-column: auto; grid-row: auto; }
  .section { width: min(var(--max), calc(100% - 40px)); }
	  .type-grid, .seo-grid { grid-template-columns: repeat(2,minmax(0,1fr)); }
	  .cost-section { padding-right: 20px; padding-left: 20px; }
	  .cost-head, .cost-compare { grid-template-columns: 1fr; }
	  .cost-grid { grid-template-columns: repeat(2,minmax(0,1fr)); }
	  .bank-seo-grid { grid-template-columns: repeat(2,minmax(0,1fr)); }
	  .deadline-rail { grid-template-columns: repeat(2,minmax(0,1fr)); }
	  .deadline-rail article { border-bottom: 1px solid var(--line); }
	  .deadline-rail article:nth-child(2n) { border-right: 0; }
	  .deadline-rail article:last-child { border-bottom: 0; }
		  .mistakes-grid, .intent-grid, .bank-depth-grid { grid-template-columns: repeat(2,minmax(0,1fr)); }
	  .scenario-showcase { grid-template-columns: repeat(2,minmax(0,1fr)); }
  .rule-grid, .criteria-grid, .glossary-grid { grid-template-columns: repeat(2,minmax(0,1fr)); }
  .info-split, .mini-glossary { grid-template-columns: 1fr; width: min(var(--max), calc(100% - 40px)); }
  .documents-section { padding-right: 20px; padding-left: 20px; }
  .mini-glossary .section-copy { position: static; }
  .coverage-list { border-left: 0; padding-left: 0; }
}

@media (max-width: 720px) {
  body { padding-bottom: 82px; }
		  .topbar, .hero-shell, .section, .process-benefits, .picker-section, .outcome-section, .before-after-section, .estimate-section, .result-example-section, .deadlines-section, .mistakes-section, .bank-depth-section, .search-intent-section, .regional-section, .property-seo-section, .seo-directory-section, .insurers-section, .faq-cta, .footer { width: min(100% - 28px, var(--max)); }
  .page-breadcrumbs, .seo-page-hero, .seo-page-cta { width: min(100% - 28px, var(--max)); }
  .seo-page-hero { gap: 22px; padding: 28px 0; }
  .seo-page-hero h1 { font-size: clamp(34px, 9vw, 42px); }
  .seo-page-hero p { font-size: 14px; }
  .seo-page-grid { grid-template-columns: 1fr; }
  .seo-page-card { padding: 18px; }
  .seo-page-cta { padding: 22px; }
  .seo-page-cta .button { width: 100%; }
  .brand { font-size: 17px; }
  .brand-icon { width: 34px; height: 34px; border-width: 2px; }
  .policy-modal { padding: 14px; align-items: end; }
  .policy-modal__dialog { max-height: 86vh; }
  .policy-modal__content { padding: 24px 20px; }
  .policy-modal h2 { font-size: 25px; }
  .policy-modal h3 { font-size: 15px; }
  .policy-modal p { font-size: 12.5px; }
  .policy-modal__close {
    top: 10px;
    right: 10px;
    width: 36px;
    height: 36px;
  }
  .hero-copy { padding-top: 24px; }
  .hero-copy h1 { width: auto; max-width: 100%; font-size: clamp(35px, 10vw, 44px); }
  .hero-copy h1 span { white-space: normal; }
  .hero-copy p { font-size: 14px; line-height: 1.45; }
  .mobile-hero-cta.button { display: inline-flex; width: 100%; margin-top: 14px; }
  .free-note { grid-template-columns: 22px 1fr; max-width: none; }
  .hero-list { display: none; }
  .hero-list li { grid-template-columns: 32px 1fr; gap: 8px; min-height: auto; padding: 12px; }
  .hero-list li > span { width: 32px; height: 32px; font-size: 15px; grid-row: span 2; }
  .hero-list li > span svg { width: 19px; height: 19px; }
  .hero-policy-note { display: none; }
  .lead-card {
    margin-top: 14px;
    padding: 22px 26px 20px;
    scroll-margin-top: 82px;
  }
  .lead-card h2 { font-size: 28px; }
  .lead-form input { height: 42px; }
  .hero-media { display: none; margin-top: 12px; }
  .hero-media img { aspect-ratio: 4 / 3; object-position: 60% center; }
	  .proof-ribbon { grid-template-columns: 1fr; width: min(100% - 28px, var(--max)); }
  .proof-ribbon article { min-height: 66px; padding: 12px 0; border-right: 0; border-bottom: 1px solid var(--line); }
  .proof-ribbon article:first-child { padding-left: 0; }
  .proof-ribbon article:last-child { border-bottom: 0; }
	  .bank-strip { grid-template-columns: 1fr; padding: 16px 14px; }
	  .query-nav {
	    width: min(100% - 28px, var(--max));
	    padding: 12px 0;
	  }
	  .query-nav a { min-height: 34px; padding: 0 12px; font-size: 11.5px; }
	  .carousel-button { display: none; }
  .bank-carousel {
    grid-column: 1;
    gap: 10px;
    mask-image: none;
    scroll-padding-left: 2px;
    scroll-snap-type: x mandatory;
  }
  .bank-dots { grid-column: 1; }
  .bank-carousel .brand-tile {
    min-width: 112px;
    min-height: 58px;
    padding: 0 12px;
    scroll-snap-align: start;
  }
  .bank-carousel [data-bank="gpb"],
  .bank-carousel [data-bank="raif"] {
    min-width: 112px;
  }
  .bank-carousel [data-bank="rshb"] {
    min-width: 112px;
  }
  .bank-carousel .brand-tile img {
    width: auto;
    max-width: 88px;
    height: 30px;
  }
  .bank-carousel .brand-tile b {
    font-size: 13.5px;
    line-height: 1.08;
    overflow-wrap: anywhere;
  }
  .brand-tile { min-width: 128px; }
  .bank-advisor-panel {
    grid-template-columns: 1fr;
    gap: 14px;
    padding: 16px;
  }
  .bank-advisor-logo {
    min-height: 62px;
    justify-content: start;
  }
  .bank-advisor-logo img {
    max-width: 118px;
    max-height: 38px;
  }
  .bank-advisor-copy h3 {
    font-size: 20px;
  }
  .bank-advisor-copy p {
    font-size: 13px;
  }
  .bank-advisor-checks {
    grid-template-columns: 1fr;
  }
		  .process-line, .picker-board, .before-after-grid, .estimate-board, .type-grid, .cost-grid, .deadline-rail, .mistakes-grid, .seo-grid, .bank-seo-grid, .bank-depth-grid, .scenario-showcase, .rule-grid, .criteria-grid, .glossary-grid, .document-list, .benefit-grid, .outcome-grid, .intent-grid, .region-grid, .property-seo-grid, .seo-directory-grid, .final-form { grid-template-columns: 1fr; }
	  .picker-section { padding: 30px 0; }
	  .picker-copy h2 { font-size: 27px; }
	  .picker-board { padding: 12px; }
	  .picker-group { min-height: auto; }
	  .picker-result {
	    grid-template-columns: 1fr;
	    padding: 18px;
	  }
	  .picker-result strong { font-size: 20px; }
	  .picker-result .button {
	    grid-column: auto;
	    grid-row: auto;
	    width: 100%;
	  }
		  .outcome-section { padding-top: 30px; }
		  .outcome-grid article { min-height: auto; }
		  .before-after-section, .estimate-section, .result-example-section, .bank-depth-section, .regional-section, .property-seo-section, .seo-directory-section { padding-top: 30px; }
		  .before-after-grid article { min-height: auto; padding: 18px; }
		  .before-after-grid h3 { font-size: 20px; }
		  .estimate-copy h2 { font-size: 26px; }
		  .estimate-board { padding: 12px; }
		  .estimate-group { min-height: auto; }
		  .estimate-result {
		    grid-template-columns: 1fr;
		    padding: 18px;
		  }
		  .estimate-result strong { font-size: 20px; }
		  .estimate-result .button {
		    grid-column: auto;
		    grid-row: auto;
		    width: 100%;
		  }
		  .result-row {
		    grid-template-columns: 1fr;
		    min-height: 0;
		  }
		  .result-row span {
		    border-right: 0;
		    border-top: 1px solid var(--line);
		  }
		  .result-row span:first-child { border-top: 0; }
		  .result-head { display: none; }
		  .bank-depth-grid article, .region-grid article, .property-seo-grid article { min-height: auto; }
	  .deadline-rail article,
	  .deadline-rail article:nth-child(2n) {
	    min-height: auto;
	    border-right: 0;
	    border-bottom: 1px solid var(--line);
	  }
	  .deadline-rail article:last-child { border-bottom: 0; }
	  .deadline-rail article::before { right: 18px; }
	  .insurers-showcase { padding: 30px 14px; }
  .insurers-showcase .insurer-grid { grid-template-columns: repeat(2,minmax(0,1fr)); }
  .insurers-showcase .insurer-grid .brand-tile {
    min-width: 0;
    min-height: 64px;
    padding-right: 8px;
    padding-left: 8px;
  }
  .insurers-showcase .insurer-grid .brand-tile img { max-width: 108px; height: 30px; }
  .insurers-showcase .insurer-grid .brand-tile b {
    max-width: 100%;
    font-size: 10.5px;
    overflow-wrap: anywhere;
    text-align: center;
  }
  .showcase-points { grid-template-columns: 1fr; padding-top: 14px; }
  .showcase-points li { min-height: auto; padding-right: 0; }
  .scenario-showcase { min-width: 0; }
  .scenario-showcase article {
    grid-template-columns: 58px minmax(0,1fr) 30px;
    min-width: 0;
    min-height: 118px;
    padding: 14px;
  }
  .scenario-visual { width: 58px; height: 58px; }
  .scenario-visual svg { width: 42px; height: 42px; }
  .process-line article { text-align: left; display: grid; grid-template-columns: 68px 1fr; gap: 0 12px; }
  .process-line .workflow-icon { width: 60px; height: 60px; }
  .process-line .workflow-icon svg { width: 32px; height: 32px; }
  .process-line .step-number { margin: 0 0 8px; }
  .process-line article::after { display: none; }
  .workflow-section .benefit-grid { grid-template-columns: 1fr; }
	  .documents-section { padding-right: 14px; padding-left: 14px; }
	  .documents-section .info-split { width: 100%; }
	  .mistakes-section { padding: 30px 0; }
	  .mistakes-copy { padding: 22px; }
	  .mistakes-copy h2 { font-size: 26px; }
	  .mistakes-copy .button { width: 100%; min-width: 0; }
	  .mistakes-grid article, .intent-grid article { min-height: auto; }
	  .cost-section { padding: 32px 14px; }
	  .cost-note { padding: 16px; }
	  .cost-grid article { min-height: auto; }
	  .cost-compare {
	    padding: 18px;
	    margin-top: 12px;
	  }
	  .cost-compare h3 { font-size: 22px; }
	  .compare-row {
	    grid-template-columns: 1fr;
	    min-height: 0;
	  }
	  .compare-row span {
	    border-right: 0;
	    border-top: 1px solid var(--line);
	  }
	  .compare-row span:first-child { border-top: 0; }
	  .compare-head { display: none; }
	  .bank-card-logo {
	    width: 74px;
	    height: 44px;
	    margin-bottom: 4px;
	  }
	  .bank-seo-grid .bank-card-logo + h3 { margin-top: 12px; }
	  .rule-grid article, .criteria-grid article, .glossary-grid article { min-height: auto; }
  .document-list li { min-height: auto; }
  .final-card { padding: 20px; }
  .final-card h2 { font-size: 26px; }
  .policy-preview { min-height: 184px; }
  .policy-sheet { width: 206px; min-height: 164px; }
  .policy-shield { width: 66px; height: 66px; }
  .scenario-tabs {
    max-width: 100%;
    padding-top: 14px;
    scroll-snap-type: x proximity;
  }
  .scenario-tabs button {
    flex: 0 0 auto;
    scroll-snap-align: start;
  }
  .seo-hub { padding-right: 14px; padding-left: 14px; }
  .sticky-mobile-cta {
    position: fixed;
    right: 14px;
    bottom: calc(12px + env(safe-area-inset-bottom));
    left: 14px;
    z-index: 60;
    display: flex;
    align-items: center;
    justify-content: center;
    min-height: 52px;
    color: #fff;
    background: var(--coral);
    border-radius: 7px;
    box-shadow: 0 18px 40px rgba(255,85,62,.34), 0 0 0 1px rgba(255,255,255,.65) inset;
    font-size: 15px;
    font-weight: 900;
    transition: opacity .22s ease, transform .22s ease, background .2s ease;
  }
  .sticky-mobile-cta.is-hidden {
    opacity: 0;
    pointer-events: none;
    transform: translateY(16px);
  }
  .sticky-mobile-cta:hover { background: var(--coral-dark); }
}

@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { scroll-behavior: auto !important; transition-duration: .01ms !important; animation-duration: .01ms !important; }
  .reveal-ready .reveal-item { opacity: 1 !important; transform: none !important; }
}